Many residential parks have residents’ associations, some are fairly informal with no structure, rules or elected officers, and they may or may not have over 50% of the homes in their membership; these associations often have an informal relationship with the park owner, which can be beneficial and often organise community events and outings for…
The inheritance rules applying to park homes differ from those applying to bricks and mortar properties; you must adhere to any written agreements unless told otherwise. See more below. When a park homeowner dies, the provisions of the deceased’s will or the rules of intestacy apply to the actual park home, but the right to…
Every year, thousands of park homeowners suddenly find their parks under new ownership, often the first confirmation being the presence in the park of unfamiliar faces. However, as things stand, there is no obligation upon either the previous or the new ownership to give advance notice to occupying residents. For many who have become accustomed…
There is no doubt that good neighbours, and conversely bad neighbours, can make a huge difference to our happiness and to our lives, no more so than in a residential park where, generally speaking, residents are older and quite often live alone. In some parks, some active social clubs and groups organise events and outings,…
Increasingly Park Home policies offer what the industry describes as blanket sums insured; what do they mean? Historically when insuring your home and contents, you were asked how much you wanted to insure them for, and the premium was calculated accordingly. This was fine if you knew how much it would cost to replace your…
All properties require regular maintenance, and park homes are no different. Indeed, being detached, you will have four walls to take care of! It is really important to look after the exterior of your home. Generally speaking, homes with a textured finish will need to be re-textured every 3 years, although this may vary by…
One of the consequences of the COVID crisis is that more and more people are now working from home, and it is quite likely that for many, this will become the new ‘normal’. Here at Paul Baker Insurance Services, that is certainly going to be the case, with 8 out of 11 staff likely to…
We have been advised that several park home residents in Surrey have purchased what they believed to be legitimate park home insurance from a sham company trading as ‘Barkers of Cheltenham’. Sadly this is a SCAM, the company address and telephone numbers are fake, but several people, we do not know how many, have purchased…
Following a review of park home legislation in 2018, the Government committed to introduce a fit and proper person test for site licence holders and managers on licensed protected residential parks in England. Wales introduced this test in 2014, so England and Scotland lag behind – to say the least! The purpose of the test is…
Because there are only around 80,000 park homes in England, Scotland and Wales and because Park Home or Mobile Home legislation is so bespoke, it can sometimes be difficult to know where to go if you need help or advice. Fortunately, there are several excellent places to go to get really professional and helpful advice…
