Increasingly Park Home policies offer what the industry describes as blanket sums insured; what do they mean? Historically when insuring your home and contents, you were asked how much you wanted to insure them for, and the premium was calculated accordingly. This was fine if you knew how much it would cost to replace your…
All properties require regular maintenance, and park homes are no different. Indeed, being detached, you will have four walls to take care of! It is really important to look after the exterior of your home. Generally speaking, homes with a textured finish will need to be re-textured every 3 years, although this may vary by…
One of the consequences of the COVID crisis is that more and more people are now working from home, and it is quite likely that for many, this will become the new ‘normal’. Here at Paul Baker Insurance Services, that is certainly going to be the case, with 8 out of 11 staff likely to…
We have been advised that several park home residents in Surrey have purchased what they believed to be legitimate park home insurance from a sham company trading as ‘Barkers of Cheltenham’. Sadly this is a SCAM, the company address and telephone numbers are fake, but several people, we do not know how many, have purchased…
Following a review of park home legislation in 2018, the Government committed to introduce a fit and proper person test for site licence holders and managers on licensed protected residential parks in England. Wales introduced this test in 2014, so England and Scotland lag behind – to say the least! The purpose of the test is…
Because there are only around 80,000 park homes in England, Scotland and Wales and because Park Home or Mobile Home legislation is so bespoke, it can sometimes be difficult to know where to go if you need help or advice. Fortunately, there are several excellent places to go to get really professional and helpful advice…
The purchase of a residential park home, like the purchase of any property, represents a significant investment, and yet it is a fact that many people go about the purchase in a very more relaxed way than they would if they were buying a traditional brick and mortar property. For example, most people do not…
There is a general perception that incidents of crime in residential parks are much lower than they are on a traditional housing estate, due in part to the fact that park home residents are generally retired. So their homes will likely be occupied during the working day when many homes on a traditional housing estate…
Many park home residents are elderly and vulnerable, and many residential parks are in isolated rural locations where it is often difficult to find a competent tradesman, especially in an emergency. The park home policies available from Paul Baker Insurance Services include a 24-hour Home Emergency Assistance Service, which ensures that a trusted, the reputable…
The 2021 edition of Park Home News magazine, now in its 15th year, is now available, packed as usual with loads of news and views about the park home lifestyle; it is a highly recommended read, especially for those thinking of buying a park home. The magazine is posted to around 6,5000 park homes in England,…
