Whilst most park homes are heated by LPG, historically, many are heated by oil, usually because the park is not served by mains gas. Oil heating is, of course, perfectly acceptable, and park home insurance policies should cover loss or damage caused by the escape of oil; they should also cover the cost of any…
We always recommend having a survey (and seeking out any hidden damage) when purchasing a park home; you would not contemplate buying bricks and mortar property without one; why should a park home be any different? One of the biggest causes of park home insurance claims is damage caused by the escape of water. Leaks…
Many residential parks have residents’ associations, some are fairly informal with no structure, rules or elected officers, and they may or may not have over 50% of the homes in their membership; these associations often have an informal relationship with the park owner, which can be beneficial and often organise community events and outings for…
The inheritance rules applying to park homes differ from those applying to bricks and mortar properties; you must adhere to any written agreements unless told otherwise. See more below. When a park homeowner dies, the provisions of the deceased’s will or the rules of intestacy apply to the actual park home, but the right to…
Every year, thousands of park homeowners suddenly find their parks under new ownership, often the first confirmation being the presence in the park of unfamiliar faces. However, as things stand, there is no obligation upon either the previous or the new ownership to give advance notice to occupying residents. For many who have become accustomed…
All properties require regular maintenance, and park homes are no different. Indeed, being detached, you will have four walls to take care of! It is really important to look after the exterior of your home. Generally speaking, homes with a textured finish will need to be re-textured every 3 years, although this may vary by…
One of the consequences of the COVID crisis is that more and more people are now working from home, and it is quite likely that for many, this will become the new ‘normal’. Here at Paul Baker Insurance Services, that is certainly going to be the case, with 8 out of 11 staff likely to…
Because there are only around 80,000 park homes in England, Scotland and Wales and because Park Home or Mobile Home legislation is so bespoke, it can sometimes be difficult to know where to go if you need help or advice. Fortunately, there are several excellent places to go to get really professional and helpful advice…
The purchase of a residential park home, like the purchase of any property, represents a significant investment, and yet it is a fact that many people go about the purchase in a very more relaxed way than they would if they were buying a traditional brick and mortar property. For example, most people do not…
There is a general perception that incidents of crime in residential parks are much lower than they are on a traditional housing estate, due in part to the fact that park home residents are generally retired. So their homes will likely be occupied during the working day when many homes on a traditional housing estate…
